financing

 

STEPS TO PURCHASE

What's next? Let us show you the easy steps to becoming a home owner

FAIRWAY

MORTGAGE

Get pre-approved with our preferred lender, Fairway Independent Mortgage

RESOURCES

Expert provided education to make the home buying process simple and easy to understand

FAQ'S

Check out our list of the most common home-buying questions and answers

 

STEPS TO PURCHASE

Confused about the home buying financial process? You aren't alone! Here's a quick overview of the 6 steps to purchasing your home!

STEP 1

INITIAL CONSULTATION

STEP 2

PRE-APPROVAL

STEP 3

PROCESSING

STEP 4

UNDERWRITING

STEP 5

PRE-CLOSING

STEP 6

CLOSING

 

FAIRWAY MORTGAGE

Priority List

The builders have established a priority list for our newest communities located in Otay Ranch. When a new phase releases, being on the priority list gives you priority status on reserving the lot of your dreams! 

Simplify Your Home Loan Process

Our preferred lender, Fairway Independent Mortgage, will provide the information and tools you need to qualify and successfully get approved for a loan, so you can buy the home you've always been waiting for.

"It's not about the loans we do; it is about the hearts we change and the people we help."

 

RESOURCES

Loan Approval Tips Otay Ranch Homes
 

FAQ's

Do I need a Real Estate Agent to purchase a new home?

Our knowledgeable Otay Ranch Sales Agents are ready and available to show you our homes. Our Agents will be with you through every step from your first visit to our model homes to handing you the keys to your new home! Each Agent specializes in an Otay Ranch community, which makes them a uniquely valuable resource on your home buying journey!

Do I have to use your preferred Lender?

There is no simple formula to determine the type of mortgage that is best for you. This choice depends on a few factors, including your current financial picture and how long you intend to keep your house. Our preferred lender, Fairway Mortgage, and their team can help you evaluate your choices and help you make the most appropriate decision. However, you are not subject to use them.

Do I need to make an appointment to visit your community?

Appointments are not required; however, they are highly recommended, so our Sales Agents can assist you in accomplishing your goals on your visit. To schedule an appointment, contact our team or find the corresponding sales office on our Contact Page.

What is your Broker Policy?

You are welcome to use a broker at any of communities. However, to qualify for our broker co-op, brokers must be present for your first visit to the community. 

Have questions related to buying and financing a new home? Submit your question below and we will answer within 72 hours.

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